Sipay Business API

Sipay Business API empowers partners to build seamless financial integrations into their platforms.
This guide helps you understand authentication, key services, and request/response schemas.

🔐 Authentication

All API requests require a valid access token.
Use the POST /connect/token endpoint to retrieve one using your client_id and client_secret.

Example Request

🌐 Environments

Environment	URL
UAT	`https://idsuat.walletgate.iO`
UAT	`https://stsapiuat.walletgate.io`

📦 Core Services

Wallet Management: Create, list and get wallet details

Money Transfers: Send money to IBANs, users, and internal accounts

Transaction Data: Access logs and filter activity with fine-grained control

🛠 Common Headers

Header	Description
`Authorization`	Bearer token
`Content-Type`	`application/json`
`x-client-id`	Your platform-specific client key

🚨 Error Handling

API responses include standard error codes.

Code	Message
100	Success
300	Wallet not found or invalid
301	Duplicate ext_transaction_id
306	IBAN and name mismatch
311	Insufficient wallet balance

Next Steps

Please refer to the Endpoints section for full API definitions.

🔐 Authentication#

Example Request#

🌐 Environments#

📦 Core Services#

🛠 Common Headers#

🚨 Error Handling#